2023 Ewing Estates Dr Dacula, GA 30019
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About this home
Absolutely stunning 4-sides brick executive home in the prestigious gated community of Ewing Estates. This 5-bedroom, 4.5-bathroom residence is ideally situated on a quiet cul-de-sac lot and offers incredible curb appeal with timeless architectural detail. Thoughtfully updated throughout, the home features brand-new carpet, fresh interior paint, and newly refinished golden oak hardwood floors that shine throughout most of the main level. The main-level owner's suite serves as a luxurious retreat with vaulted ceilings, a decorative clerestory window, dual vanities, a whirlpool tub, a separate shower, and a large walk-in closet. Upstairs, generously sized secondary bedrooms offer plenty of storage and flexible living options. The fully finished daylight basement is ideal for multigenerational living or entertaining and includes a full kitchen, full bathroom, bedroom, dedicated exercise room, and an open-concept entertainment area complete with a movie projector and wired Bose surround sound system. Outdoor living is elevated with a covered lanai featuring a stone fireplace and hot tub, along with an adjacent open-air deck-perfect for relaxing or hosting guests. The level backyard offers plenty of green space and privacy, and there is extensive storage throughout the home. An assumable VA loan at a remarkable fixed Annual Percentage Rate (APR) is available to qualified borrowers, presenting an exceptional financing opportunity. Located close to parks and shopping, this home offers a rare blend of elegance, comfort, and value. Don't miss this rare opportunity-contact us today to schedule your private showing!
Source: FMLS #7623477
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.