2024 S Baldwin Unit 54 Unit 54 Mesa, AZ 85209
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About this home
Step into comfort, style, and effortless living in this charming home tucked within a beautifully maintained gated community. From the moment you arrive, you'll appreciate the sense of privacy and tranquility, enhanced by a fully enclosed backyard with a sturdy block wall ideal for quiet mornings, weekend BBQs, or hosting friends under the stars. Inside, the open living area features tile flooring that blends durability with modern style, creating a warm and inviting space to relax or entertain. The kitchen is a delight, offering matching white appliances, a gleaming stainless steel sink, and plenty of counter space to inspire your inner chef. This thoughtfully designed home features TWO spacious master bedrooms, each with generous walk-in closets that make storage a breeze. The main bedroom feels like a private retreat, complete with a bathroom including dual vanities, a private toilet room, a soaking tub, and a separate walk-in shower perfect for unwinding at the end of a long day. Additional upgrades include an updated AC unit approximately 5 years old and recently serviced & a brand new water heater 2025 ensuring comfort and efficiency year round. Enjoy the peace of mind and added perks that come with gated community living, including access to a sparkling resort style pool just steps from your door. With a private garage space and a layout designed for both comfort and convenience, this home truly offers the best of both worlds. Don't miss your chance on this one!
Source: ARMLS #6931836
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.