20254 Goins Dr Morrison, CO 80465
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About this home
Full photos coming Monday, Sept 1 // Discover the perfect blend of privacy, comfort, and smart updates in this 3-bedroom, 2-bath home in the Morrison foothills. Recent upgrades set this property apart, including a new Class 4 impact-resistant roof, all-new James Hardie siding, and fully paid-off solar panels—delivering lower utility costs, low-maintenance living, and long-term peace of mind. // Inside, you’ll find an inviting layout with natural light (BIG windows), a functional kitchen, living and dining area that walkout to the second-floor wrap-around deck with gorgeous sunrise views. Two main floor bedrooms and a full bathroom provide flexibility for guests, family, or a home office (Starlink installed and transferable to new owner). Downstairs offers additional living space, a 3/4 bathroom, a non-conforming third bedroom, wine storage, laundry, and walkout access to a second deck. // Outside, the surrounding aspen trees and pine trees create a private retreat perfect for relaxing, entertaining, or simply enjoying the fresh mountain air. // Sellers have secured county-approved garage plans - literally saving you, the buyer, thousands of dollars and a year of paperwork processing with the county. // While tucked away for peace and quiet, this home is remains accessible from downtown Morrison, Red Rocks Amphitheater, and easy access to C-470. As an added bonus, the home sits at the end of a cul-de-sac on a school route, so your road is among the first to be plowed (no later than 7 AM) throughout all the winter months. // With its combination of privacy, durability, and energy efficiency, 20254 Goins Drive is more than move-in ready—it’s a smarter way to live in the foothills. Don’t miss the chance to call this one-of-a-kind property your home!
Source: RECO #2845443
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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