2027 59th St N Clearwater, FL 33760
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About this home
Welcome to this beautifully updated 3-bedroom, 2-bathroom POOL home WITH OVERSIZED 2 CAR GARAGE nestled in the heart of Pinellas County, this stunning residence offers a modern interior with thoughtful upgrades throughout. Step inside to discover all solid surface flooring, combining style and durability for easy maintenance. The newly renovated kitchen is a true centerpiece, featuring sleek quartz countertops, new stainless steel appliances, and ample cabinet space with a contemporary design. Both bathrooms have been tastefully remodeled with modern fixtures, fresh tile work, and updated vanities, ensuring a move-in-ready experience. The entire interior boasts fresh paint, creating a bright and inviting ambiance throughout the home. Ideally situated in Clearwater, this property offers excellent access to local highlights. Enjoy the soft sands and turquoise waters of Clearwater Beach, just 20 minutes away. For shopping and dining, you'll find popular retail centers such as Largo Mall and Countryside Mall within 15 minutes. Additionally, vibrant downtown St. Petersburg is a short 20-minute drive, providing endless options for entertainment, nightlife, and cultural attractions. Everyday conveniences, including grocery stores, parks, and schools, are just minutes from your doorstep. This fully updated home combines modern comfort with a prime location, making it an exceptional opportunity for those seeking the best of Florida living. Schedule your showing today and experience all this property has to offer!
Source: STELLAR #C7506673
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.