2027 Emerald Edge San Antonio, TX 78245
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About this home
Rare 5-Bedroom Gem Backing to Greenbelt | Better Than New! Welcome to this beautifully maintained and thoughtfully upgraded home offering over 2,600 square feet of versatile living space. With five true bedrooms-a rare find in today's market-this home provides the flexibility and room that today's modern families desire. Located on a premium lot that backs up to lush greenery, you'll enjoy added privacy and serene views with no rear neighbors. Step inside to discover an open and inviting floor plan featuring upgraded laminate wood flooring throughout the main living areas and stairs, adding both durability and elegance. The spacious kitchen is the heart of the home, boasting granite countertops, tile backsplash, and ceramic tile flooring in all wet areas. A well-designed layout connects two dining areas, perfect for family meals and gatherings. Appliances include a range, built-in microwave, and dishwasher. The primary suite is conveniently located on the main level, offering a private retreat with easy access. Upstairs, you'll find four generously sized secondary bedrooms along with a large game room-ideal for movie nights, play space, or a home office setup. Step outside to a beautifully crafted custom deck, creating the perfect backdrop for outdoor entertaining or peaceful evenings under the stars. With a 2-car garage and a thoughtful layout, this home checks every box-space, style, comfort, and location. Don't miss your chance to own this better-than-new property with hard-to-find features and greenbelt privacy!
Source: SABOR #1886733
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.