2027 Wilderness Dr Overgaard, AZ 85933
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About this home
2027 Wilderness Drive, Heber, AZ 85928 Holiday Forest Subdivision Discover a place where the mountain lifestyle meets endless possibility. Tucked among the whispering tall pines, this charming cabin invites you to enjoy tranquility, self-sufficiency, and all the outdoor freedoms you've been craving. Picture sunny mornings spent stepping into your own private garden, harvesting fresh fruits and vegetables, and collecting eggs from happy backyard chickens right on your own property. With existing fruit trees and plenty of space to grow, you can create the homestead you've always imagined. Inside, the newly updated kitchen is the warm and welcoming centerpiece of the home. With beautiful knotty pine cabinetry, it's the perfect setting to turn homegrown ingredients into family favorites and unforgettable gatherings. The main level is designed for easy, everyday living with the primary bedroom and a second bedroom conveniently located downstairs. Heading upstairs, an oversized bonus room offers unmatched flexibility turn it into a bunk room for guests, a crafting or hobby space, a home office retreat, or a cozy game room for weekend fun. Whatever you dream, this space is ready for it. So whether you envision a peaceful full-time residence, a hobby farm getaway, or a vacation rental with major appeal, this home is packed with opportunity in a setting that truly feels like a retreat. Your mountain escape and all the potential that comes with it is waiting.
Source: ARMLS #6938084
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.