2029 Everglades Dr Navarre, FL 32566
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About this home
Immaculate 4-Bedroom Brick Home with Bonus Office, 3-Car Garage & Half-Acre LotThis stunning custom-built brick home, only two years old, still feels like brand new construction! Nestled on a beautifully maintained half-acre lot, this home showcases superior craftsmanship from a local custom builder known for quality and attention to detail.Step inside to a spacious split floor plan with four large bedrooms and a private office with French doors overlooking the peaceful front yard. The interior has been freshly painted and professionally cleaned, offering a true move-in ready opportunity with the potential for a fast closing. The builder upgraded the flooring throughout the main living areas to tile that looks like wood, combining beauty and durability for effortless maintenance. The kitchen features crisp white cabinetry, a navy-blue island, an upgraded backsplash, and granite countertops throughout. All appliances convey, and a brand-new blinds package adds a fresh finishing touch. Enjoy the oversized laundry room, carpet only in the bedrooms, and stylish mirrors and trendy fixtures throughout the home. The three-car garage is fully painted inside and comes equipped with hurricane covers and hardware, providing both peace of mind and potential insurance discounts. Outside, the fully irrigated lawn and flat landscape make yard maintenance simple and parking effortless. Behind the double gate, there's additional parking for an RV or boat, offering easy access and plenty of space for outdoor toys. This home is connected to public sewer and located in a desirable community with a low annual HOA of just $565. Residents enjoy access to an impressive recreation center featuring three pools, tennis and pickleball courts, a sauna, steam room, fitness center, boat launch, RV parking, and much more. This home truly has it allmodern construction, thoughtful upgrades, and resort-style amenitiesready for you to move in and start enjoying the best of Florida living!
Source: EMERALDCOAST #987185
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.