20309 Black Tree Ln Estero, FL 33928
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About this home
****ONE YEAR HOME WARRANTY WITH HOME TECH****. Paradise Found – Move In TODAY! NO CONSTRUCTION DELAYS – Own this STUNNING CUSTOM POOL HOME in The Preserve at Corkscrew, where breathtaking preserve and lake views meet an oversized premium lot. This 4 bedroom, 3 Bath beauty boasts eastern exposure for glorious mornings and a wildlife-rich backdrop you’ll never tire of! Ready NOW & Loaded with Upgrades! Step into a spacious open floor plan with a gourmet kitchen—think large center island, stainless steel appliances, and a layout that’ll make any chef swoon. The upgrades? Fresh paint (Nov 2024), new AC (July 2024), updated flooring in the bedroom suite (2023), extended lanai, plus modern bathroom fixtures (2022), Kitchenaid fridge (2019), and washer/dryer (2021). Outdoor Living at Its Finest! The extended pool deck and heated pool create the ultimate oasis—perfect for soaking up the sun, dining al fresco, or entertaining friends. Space galore to relax and unwind! Flood Zone X (No Flood Worries) & Move-In Ready!** Nestled in a gated resort-style community, The Preserve at Corkscrew offers a pool, spa, fitness room, yoga studio, basketball, tennis, pickleball, & play area. Just minutes to Miromar Outlets, I-75, golf courses, Alico Arena, Jet Blue Park, and only 10-12 minutes to SW International Airport. Your Dream Home Awaits – Primary or Vacation Perfection! Don’t wait—call NOW for your private showing!
Source: FORTMYERS #225031162
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.