2033 Emerald Springs Dr Apopka, FL 32712
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About this home
LIKE NEW! MOVE-IN READY! Welcome to San Sebastian Reserve by Hovnanian Homes...a charming gated community in Apopka, FL, featuring a pool, cabana, and a scenic dock overlooking the lake. This stunning newer two-story, 4BR, 2.5BA home offers the perfect blend of comfort, style, and convenience. Enjoy a bright and open great room layout that seamlessly connects the living, dining, and kitchen areas—ideal for entertaining or family living. The kitchen is light and bright with 42" cabinets, a gas stove, built-in double oven/microwave, tile backsplash, corner pantry, and an oversized island with granite countertops. Stainless GE appliances create a sleek, modern look that flows into the spacious dining area overlooking the private backyard. Sliding glass doors divide the kitchen and lanai, leading to a screened-in lanai area that opens to a fully fenced backyard—perfect for pets, gardening, or outdoor relaxation. Inside, you’ll find tile and carpet flooring, fresh neutral tones, and a convenient first-floor laundry room closet with a washer and dryer included. Upstairs features a spacious loft, perfect for an office or family room, along with all bedrooms, including the primary suite offering a walk-in closet and private bathroom with a separate shower. The attached 2-car garage provides ample parking and extra storage space. Ideally located near shopping, downtown Apopka, and major highways like 429 and 414 for quick access to Orlando. Seller financing and private financing available. DO NOT wait...this one will NOT last long!
Source: STELLAR #P4936912
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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