2036 Golf Dr Culpeper, VA 22701
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About this home
First fairway golf course views in this 4500+ sqft home! Much bigger than it appears, including a finished basement and bonus rooms above the 2-car garage. Experience the peaceful feeling of this Country Club Estates home overlooking the first fairway of The Country Club of Culpeper, an 18-hole PGA golf course. The front porch is a welcoming space to greet guests or socialize with the community. The open floor plan creates a spacious, warm feel in the main living area with a gas fireplace and sunroom bump-out to enjoy a morning cup of coffee. Main-level living at its finest with the conveniences of the owner's suite on the first floor, two additional bedrooms, a second full bath, a formal dining room, the kitchen with stainless steel appliances, granite countertops, and warm color cabinets, 2 porches, and garage access. Views of the great outdoors, flora, and fauna abound from the sunroom, from outside in the elevated screened-in porch, or from the lower-level covered outdoor sitting area. New carpet leads you to the upper level with a bedroom, a full bath, and a large bonus room (or 5th bedroom). The huge downstairs area features a large family room, a game room, a half bath, and an unfinished storage area/utility room. Recently updated appliances include the furnace, water heater, range, microwave, and Whirlpool washer & dryer. This home is ready for you to move right in with fresh paint, upper-level new carpet, and refreshed flower beds featuring beautiful perennials that attract pollinators. Trees on both sides of the backyard offer privacy and a serene green scape. Seize your opportunity today, contact us for a private appointment to view 2036 Golf Dr, Culpeper, VA 22701
Source: BRIGHT #VACU2011678
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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