20379 N Wagner Wash Dr Buckeye, AZ 85396
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About this home
Built in 2023 and better than new, this home in the 55+ Del Webb resort style community is ready for you to enjoy right now—no construction delays, no waiting for landscaping, appliances, or window coverings. Everything has already been done for you, and furniture is included—just bring your suitcase! From the moment you step onto the extended front porch with its oversized 9-ft entry door, you'll notice the thoughtful upgrades throughout. Inside, the kitchen shines with LG top-of-the-line appliances. A spacious corner pantry offers abundant storage, and the open layout makes it perfect for entertaining. Out back, enjoy your own private oasis with a professionally installed 12x30 ft roller-shielded patio, giving you flexible space to relax either enclosed or open to the elements. The patio leads to a beautifully landscaped yard with no homes behind, just peaceful views. A custom stone waterfall, sourced from Arizona's vibrant landscape, adds a tranquil touch, while over 50 plants and 3 mature trees on a drip system make outdoor living low-maintenance and lush year-round. This home includes a solar panel system providing energy efficiency and lower utility bills. Enjoy sustainable living and long-term savings with this eco-friendly upgrade. The oversized garage easily fits your vehicles, storage, or workshop space, plus it comes with a like-new Star Deluxe 48V golf cart that converts to a 4-seater. Living in Sun City Festival means you're not just buying a home, you're gaining a lifestyle. Whether you're into golf, fitness, crafts, or community events, you'll love the two full recreation centers, resort-style pools and spas, group fitness studios, indoor walking track, woodshop and crafts studios, and courts for pickleball, bocce, and tennis. The 27-hole championship course managed by Troon Golf® is just the cherry on top. Located just ½ mile from fire and EMT services for peace of mind and backed by a Pulte Home Limited Warranty, this home truly offers resort-style living with all the hard work already done. Skip the wait and the extra cost- current loan is assumable at 4.25%. This is the new build, perfected.
Source: ARMLS #6902621
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.