204 Carrington Dr Buda, TX 78610
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About this home
Offering 2/1 buy down with the preferred lender! Save up to $300-$700 / month! Welcome to 204 Carrington Dr, one of the largest floor plans in this warm, family-friendly Buda community—just minutes from Austin but a world away from the hustle. This spacious 5-bedroom, two-story home offers room to grow, gather, and make memories. Downstairs, enjoy a bright open-concept layout with generous living and dining areas and a kitchen that connects everything seamlessly. Upstairs, you’ll find a second living room/den, perfect as a playroom, teen lounge, media room, or office space—whatever fits your life. Each of the 5 bedrooms offers plenty of space and natural light, with the primary suite tucked privately away on the main floor. The home has been well cared for and is in excellent condition, making it a truly move-in ready option for anyone hoping to settle in before the school year begins. Outside, the neighborhood is full of friendly families, kids on bikes, and front porch conversations. You’ll also have access to a community pool and clubhouse—simple but meaningful amenities that bring people together. The recently built greenbelt and trails have an entrance right near the home, and connect the nearby neighborhoods, for an even larger opportunity for community building! Whether you're upsizing or just starting out, 204 Carrington Dr is that rare find: space, value, and a true sense of home.
Source: ACTRIS #4552841
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.