204 Ocean View Ave Grover Beach, CA 93433
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About this home
Discover Coastal Charm at 204 Ocean View Avenue! Here’s your chance to own a charming single-story home in one of Grover Beach’s most sought-after neighborhoods. Perfectly situated on the corner of Ocean View and 2nd Street, this premier corner lot is just a short stroll through the Monarch Butterfly Grove and onto the sandy shores of Grover Beach. Step inside to a bright, spacious living area with beautiful hardwood floors and abundant natural light—creating a warm and welcoming atmosphere. This two-bedroom home offers versatility: easily convert it to a three-bedroom layout or consider adding a second story to capture even more stunning Pacific Ocean views -contact listing agent for previously proposed plans-. The kitchen includes a convenient dining nook, and the additional family room provides the perfect space for gatherings, hobbies, or a cozy retreat. Double doors from the primary bedroom open to a private backyard with a lovely garden patio—ideal for fountains, raised beds, or your favorite flowers and plants. Expanded one car garage. This is beach living at its best. Stroll the scenic boardwalk trail through the dunes, visit the Pismo Pier for shops and dining, or explore nearby wineries, world-class golf courses, hiking trails, and surf spots—all just minutes from your door. Why wait? Schedule your private tour today and start living the Central Coast lifestyle you’ve been dreaming of.
Source: CRMLS #PI25229895
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.