204 Staffordshire Way Simpsonville, SC 29681
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About this home
** Seller concessions toward upgrades available!** LOCATION, LOCATION, LOCATION!!! Welcome to 204 Staffordshire Way! This cozy 4-bedroom, 2.5-bath home is perfectly located near the popular Five Forks area, with easy access to Hwy 14 and I-385. You will love being close to restaurants, grocery stores, and shopping. Everything you need is just minutes away! Tucked away in a quiet cul-de-sac, this home offers a welcoming front porch and a nice, level, fenced backyard, perfect for kids, pets, or simply relaxing outdoors. Enjoy your morning coffee or unwind in the evening on the back deck while watching the sunset. Inside, you will find a comfortable layout with a formal dining room for special dinners and a bright breakfast nook that overlooks the backyard. The spacious master bedroom boasts multiple closets and ample space to make it your own retreat. Recent updates include a new roof (September 2025), new second-floor A/C (March 2025), updated kitchen lighting, and half of the fence replaced (March 2023), giving you peace of mind and extra value. It is a warm and inviting home in a great location. Come see why 204 Staffordshire Way might be the perfect fit for you!
Source: GREENVILLESC #1572976
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.