20469 N 95th Dr Peoria, AZ 85382
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About this home
**PRIDE OF OWNERSHIP** THIS IS IT** If you have been looking for that perfect place to settle down look no further. Anyone who has a GREEN THUMB will love this home. This lovely 3 bed 2 bath single level corner lot home nestled in North Peorias hottest zipcode 85382, has all the bells and whistles. Originally this was going to be the sellers forever home. Now, you get the benefit from the time, effort and endless details they put into this home for you to cherish! From the moment you pull up, you wont want to leave. At first glance you'll see the front yard landscaping, interior finishes to the backyard gardeners dream, to paid off solar, you wont find anything like this within the Parkridge community. This home has SO many features its too many to list, but we will try. HVAC Benefit Air 2017 with 10 year warranty. Kitchen remodel 2022, Primary and guest bath remodel in 2021. New walk-in shower, new guest tub and shower enclosures, new shower valves/plumbing in both. New cabinets & quartz countertops, new flooring. Culinary cooks custom dream kitchen. Gas stove. Permitted, high CFM-rated vent hood, touchless faucets, pot fillers, custom granite, glass backsplash, Kohler stainless sink and lazy susan. Smart home features. Fiet electric Wifi outlets, motion lights, Nest thermostat. Gardeners dream! Customizable water irrigation system, raised beds. Bears Lime, Meyer's lemon, Aprium, Nectarine and Pomegranate trees. Exterior renovations that inclues new rock and rip rack features, Pillar stone fascia, upgraded paint and fascia trim painting, upgraded irrigation system front and back. Detached storage unit in backyard to conceal lawn mower, garden supplies. Fully paid off SolarCity, $20 power bills. Newer hot water heater 2021, newer garage door opener and pre-plumbed for patio mister system and dog door. Whoa! Oh and by the way, did I mention a huge play and dog park is walkable to take your kids and furry friends out for some fun in the sun? Make sure you set your calendar for Sat Nov 15th 11-4pm. Join us as we celebrate the launch of this gorgeous home at our MEGA LAUNCH. Food, giveaways and fun for all! You don't want to miss out!
Source: ARMLS #6939938
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.