20471 Napa Loop Estero, FL 33928
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About this home
Rare Oakmont 2 Estate Home in Verdana Village Don’t miss this great opportunity to own one of only three Oakmont 2 Estate Homes built in Verdana Village! This 2023 Lennar home offers spectacular Preserve views, abundant nature, and breathtaking reflective sunsets—This home offers a 3 rail aluminum fenced backyard, perfect for pets. This spacious residence features 3–4 bedrooms, a den/flex room, 2.5 baths, and a 3-car garage. The living area showcases a stone fireplace wall with an 85” TV, Sound Bar, custom wood shelving, and a porcelain hearth, along with a wood coffered ceiling for added elegance. The chef’s kitchen is designed for entertaining, with quartz countertops, tile backsplash, a gas cooktop and oven, vent hood, and a large island seating five. Modern designer lighting enhances the kitchen, breakfast area, dining room, and master bath. Additional upgrades include plantation shutters, crown molding, 8-foot doors, soaring ceilings, and tile floors throughout—no carpet. Enjoy seamless indoor-outdoor living with a large screened lanai with pavers, sliding doors to the living and breakfast areas, private access from the master suite, and an extended paved patio for outdoor gatherings. This home is partially furnished, White reclining sectional sofa Master suite: king bed, armoire, long console, and chair Guest suite: white velvet king bed, dresser, and nightstand Lanai sofa, 2 chairs, and a gas grill, firepit Front porch loveseat With ample storage and parking in the 3-car insulated garage, this Oakmont 2 Estate combines luxury, comfort, and exclusivity. Verdana Village is a true resort-style community. No Flood zone, so no water problems. NO FLOOD INSURANCE! The residence at Verdana Village enjoys the indoor/outdoor tennis and pickleball court, indoor basketball court/gym, workout room, yoga room with many classes, bocce ball, green space, playground with covered shade, Full restaurant service, Craft Lounge, resort-style pool, spa, cafe, and indoor outdoor seating with patio bar. Next to Verdana Village is a new Publix Grocery Store, Dunkin Donuts, a new Fire Station across from Verdana with full EMS Service, Nail Salon, UPS Store, Hair Salon, Legno Italian Restaurant, coming soon, Fifth Third Bank, and a Dentist's office. Just past Verdana is a Winery and a Wedding Venue. Corkscrew Golf Club is open to the public and is only 1.5 miles away. Verdana Village offers many amenities and amazing activities always going on. Plus, the residents love it here! Many more businesses to come. A truly rare find in Verdana Village.
Source: FORTMYERS #225068100
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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