205 Brice Ct Hubert, NC 28539
Your savings
About this home
This home is in the Subdivision of Pleasant Ridge which is located in the small city of Hubert. Hubert is haven for those that love fishing, kayaking, boating, walking trails, the beach, and the outdoors! Hubert is located on the Intracoastal Waterway ICW. The Military base is also close by, allowing both entrance through the 172 gate and main gate. Let me tell you a little bit more about this home. It has the perfect space, inside and out! The home offers a covered front porch, and as you enter the home, you will notice the formal dining room, the entrance door to garage, and down the hallway your living space; Living Room, Kitchen and a half bathroom. The kitchen has plenty of cabinets with a double door pantry. The upstairs is complete with three bedrooms, two full baths, laundry room and inside the primary bathroom as you enter the walking closet, an unfinished attic room available for your transformation ideas. Now that I described the home, take a good look at the pictures of the backyard! Spacious, fenced-in, enhanced with a sitting area to start up your fire pit, soothing atmosphere, and entertainment! No City taxes! Set up your showing today!
Source: NORTHCAROLINAREGIONAL #100512223
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.