205 Del Aire Ct Georgetown, TX 78628
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About this home
New Price! Exceptional Berry Creek Retreat with Custom Pool, Outdoor Living & Assumable VA Loan Tucked away at the end of a quiet cul-de-sac in the prestigious Berry Creek Country Club, this beautifully updated two-story home offers a rare combination of space, style, and resort-style living. With 4-5 bedrooms, including a main-level guest suite ideal for multi-generational living, and over 3,479 square feet, there’s room for everyone to spread out in comfort. From the moment you arrive, you’ll be impressed by the stunning curb appeal, expansive three-car garage, and well-manicured landscaping. Step inside to find no carpet throughout the main living areas—only rich flooring that complements the elegant flow of the home. Downstairs features two spacious living rooms, a dedicated home office, and a gourmet kitchen with gorgeous granite countertops and stylish finishes. The remodeled primary bath feels like a private spa with luxury upgrades and thoughtful details. Upstairs, you'll find three generous bedrooms plus a flexible media room or 5th bedroom, offering plenty of options for play, work, or relaxation. Step outside to your private backyard oasis, complete with a custom-designed pool with water features, outdoor kitchen, and ample patio space for year-round entertaining. The fully fenced yard even includes extra green space, perfect for pets or playtime. Situated in the heart of Georgetown, this home enjoys all the upscale amenities of Berry Creek Country Club—including golf, tennis, swimming, a gym, and vibrant social clubs (optional with membership). Even better? Potential buyer opportunity to assume the existing VA loan at an incredible 2.75% interest rate—an unmatched advantage in today’s market. Don’t miss your chance to own a true entertainer’s dream in one of Georgetown’s most sought-after communities. Contact us today to schedule your private tour of 205 Del Aire Ct.
Source: ACTRIS #4550802
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.