205 Gardenview Ct NE Leland, NC 28451
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About this home
Welcome to this beautifully remodeled home in the heart of Leland! Location, location, location this home is just 5 miles from Downtown Wilmington, 7 miles from ILM Airport, and 6 miles from Lowe's, Walmart, and great restaurants. Nestled in a quiet neighborhood and not located in a flood zone, this 3-bedroom, 2-bath home has so much to offer! Major updates include a 2021 HVAC, 2022 water heater, and a brand-new roof installed in September 2025. Inside, you'll love the bright living room with high ceilings and the open dining area with direct access to the enclosed, covered patio featuring water-resistant flooring perfect for year-round enjoyment. Are you tired of the white subway tile and the white cabinets? Me too! The kitchen is my favorite part - offering a large island, refinished two-tone cabinets, quartz countertops, a stylish backsplash, floating shelves, pendant lighting, a 33-inch white sink, and a full stainless-steel appliance package. Plus, No carpet anywhere — easy to clean and perfect for everyday living. The guest bathroom features a tiled tub with gold accents, a brand-new vanity, modern mirror and sconces, updated hardware, and a designer backsplash for a touch of flair. The spacious primary suite has direct access to the enclosed patio — ideal for morning coffee or quiet evenings. The ensuite bathroom includes dual vanities with quartz countertops, elegant pendant lighting, new mirrors, a soaking tub surrounded by tile, a cute light fixture above, and a tiled walk-in shower with gold accents. You'll also love the his and hers closets for added convenience. The fully fenced backyard and front yard is low-maintenance, complete with an irrigation system to keep your lawn looking beautiful year-round. The two-car garage has been cleaned and painted with a new motor — move-in ready! Don't miss the chance to make this beautiful Leland home yours! Schedule your private showing today and fall in love with every detail
Source: NORTHCAROLINAREGIONAL #100536735
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.