205 Hamlet Rd Davenport, FL 33837
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About this home
EXCEPTIONAL OPPORTUNITY: It's hard to find a backyard like this one in this area, and once you see it, you'll understand why 205 Hamlet Road isn't just another listing. Picture yourself in that rare, fully fenced outdoor retreat where summer evenings stretch on forever and spontaneous gatherings become your new normal. This five-bedroom, three-bathroom home delivers something deeper than square footage. It offers breathing room for the life you've been planning. Walk through the front door and feel how the main floor opens up, inviting you from one space to the next without forcing it. The kitchen flows naturally into the family room, and that ground-level bedroom suite? It's the detail that changes everything when family visits, eliminating the stair conversation entirely. Head upstairs and you'll find that bonus room nobody quite knows what to call because it works for everything. Set up your desk when Monday morning hits. Curl up with a book when Friday finally arrives. The flexibility is yours. The owner's suite upstairs reads like a private escape you don't need a vacation day to enjoy. Those dual walk-in closets mean no more negotiating space, and the ensuite bath turns routine into ritual. Think about what it means to actually unwind after a long day, right here in your own home. The three remaining bedrooms upstairs adapt to however your household grows or shifts, whether that's guest space, hobbies, or quiet zones. And because laundry lives upstairs too, you'll never wrestle another basket down a flight of stairs. Then there's that backyard again. Fenced for privacy, sized for possibility. It's where memories get made without planning them. Your two-car garage and extra driveway space handle the practical side when company shows up, so parking never becomes a problem. Living in Davenport means you're positioned perfectly. Highway 27 and I-4 sit just minutes away, so theme park adventures happen on your schedule, yet you return each night to genuine neighborhood calm. Here's what really matters: with low HOA fees and absolutely no CDD costs, your monthly budget stays manageable while your lifestyle stays full. This home won't wait for you to decide. Schedule your private showing now and walk through the space that could become yours. Feel the difference between seeing another property and finding the one where everything finally clicks into place.
Source: STELLAR #O6236293
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.