205 Nauert St Copperas Cove, TX 76522
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About this home
A Stunningly Transformed Home Awaits! Welcome to this beautifully updated 3-bedroom, 2-full bathroom home, featuring a 2-car garage and a host of modern upgrades designed for comfortable living. Nestled in a convenient location, this property offers a perfect blend of style, functionality, and charm. Step inside to discover a stunning transformation, with an all new heating and cooling system that will save you dollars for years to come. Step onto brand-new vinyl plank flooring extending throughout the entire home and a fresh coat of interior paint creating a bright, inviting atmosphere. The living room is illuminated by new recessed can lights, while new ceiling fans in each bedroom provide comfort and a refreshing breeze. The heart of the home, the kitchen, is a culinary delight with newly painted cabinets, exquisite granite countertops, and a modern farmhouse faucet with a garbage disposal. The kitchen and dining areas are now beautifully lit with new lighting fixtures. All appliances are included, featuring a gas range, microwave, dishwasher, and refrigerator, making this kitchen move-in ready. Both bathrooms have been thoughtfully updated with new toilets, lighting, and hardware. The master bathroom is a true retreat, boasting a full-size tiled shower, new vanity cabinets, and a modern mirror, creating a spa-like experience. The home’s appeal extends to the exterior, which features durable 4-sided brick construction. The backyard is fully fenced for privacy and includes an oversized back patio, perfect for outdoor entertaining, relaxation, and creating lasting memories. Located just minutes from shopping, schools, and restaurants, this home offers unparalleled convenience without sacrificing peace and quiet. This property is a must-see for anyone seeking a turn-key home with all the modern amenities.
Source: CENTRALTEXAS #593257
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.