205 Sendera Xing La Vernia, TX 78121
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About this home
Welcome to your private slice of country living in the peaceful Sendera Crossing neighborhood, a quiet one-way-in, one-way-out subdivision known for its charm. This one-owner four-bedroom, two-bathroom home sits on a 1.4-acre lot with mature trees and tranquil shade. An additional 1.4-acre lot next door is also available and can be purchased together with this property at a reduced price, creating a rare opportunity to own 2.8 acres in this desirable neighborhood. With no HOA and a convenient location, this property offers the perfect blend of country living and access to nearby amenities. The property is just 5 minutes from Sutherland Springs, 12 minutes from La Vernia or Stockdale, 22 minutes from Floresville, 28 minutes from Seguin, 45 minutes from San Antonio, and 49 minutes from New Braunfels. Inside, you’ll find durable tile flooring throughout the main living areas and new flooring in the primary suite (2024). The spacious primary bedroom features a relaxing ensuite bath with a soaking tub, separate walk-in shower, and double vanities. The secondary bathroom includes a bidet feature. The kitchen showcases custom oak cabinetry, granite countertops, and ample prep space, while the open-concept layout flows seamlessly into the living and dining areas. Outdoor highlights include expanded concrete porches in the front and back, perfect for relaxing or entertaining. A storage shed provides extra space, including a new 10x10 shed built in 2024. The property also features a two-car garage with a new WiFi-enabled opener and interior camera (2024), a carport, and a new HVAC system (2024) with smart WiFi thermostat for efficiency. With thoughtful updates, spacious surroundings, and the option to expand with the adjoining lot, this property is a rare find in La Vernia.
Source: CENTRALTEXAS #587214
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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