20502 Blue Trinity San Antonio, TX 78259
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About this home
Welcome to this spacious and beautifully updated 4-bedroom, 2.5-bath home located in the sought-after Bulverde Creek community! With 2533 sq ft of living space, this two-story home offers comfort, style, and functionality. The open floorplan features three generous living areas, two downstairs and one upstairs as a versatile upstairs game room/family room, plus two dining areas-perfect for entertaining or everyday living. The heart of the home is the bright, modern kitchen, complete with a large island for seating, a farmhouse sink, chevron backsplash, newer 42" cabinets, updated lighting, newer hardware, and matching granite countertops that flow into the spacious downstairs half bath. Durable wood laminate and ceramic tile flooring extend through the main living and wet areas, while the bedrooms are carpeted for comfort. Upstairs, all four bedrooms are well-sized, with several featuring fresh interior paint. The expansive primary suite boasts multiple closets and a bathroom with double sinks, a separate tub and shower, and an abundance of natural light. Secondary bedrooms include walk-in closets and share a large bathroom with a double vanity. Enjoy outdoor living on the covered, tiled back patio with ceiling fan-ideal for relaxing or entertaining. Covered front porch patio for sitting as well! Additional highlights include a cozy corner fireplace, a water softener, and location within NEISD, just minutes from top-rated schools, grocery stores, dining, and major highways. Come see it today!!
Source: SABOR #1881673
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.