20509 Bordly Ct Brookeville, MD 20833
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About this home
Nestled on a cul de sac and backing to Conservation land, this stately, brick 5 BR, 4.5 BA Colonial offers your own private retreat on a 2.7 acre beautifully serene lot which can be enjoyed from the new multi level deck complete with hot tub. Step into the grand two-story foyer and be greeted by Palladian accent windows, custom crown molding, and a gracefully curved central staircase. The main level includes a formal dining room with butler's pantry, a bright elegant living room, a private office, powder room, and a family room with a cozy gas fireplace framed by a charming brick accent surround. The heart of the home is the updated gourmet kitchen with new LVP tile floors, abundant white cabinets, granite counter tops, stainless steel appliances, large walk-in pantry and a massive center island for casual dining and conversation. Retreat to the spacious owner’s suite with cathedral ceilings, a sitting room, two sided gas fireplace and the spa-inspired bath featuring a freestanding soaking tub, designer shower, dual vanities, and custom tile finishes. A His & Her walk-in closet with built-in organizers complete the suite. Three additional bedrooms, two full en-suite baths, and a convenient laundry room with new front loading washer/dryer round out the upper level. The fully finished, walk-out lower level offers an expansive recreation room with built in theater speakers, a fifth bedroom, a full bath, and a workout room/gym and ample storage space. The many updates include Roof (2019), new hot water heater , new Deck(2025), Solar panels (2020), refinished hardwood floors, new hardwood floors in family room, new carpet, fresh paint throughout, level 2 EV Charger-Ford Charge station pro and so much more. A prime Location for commuters, you are just 20 miles north of Washington, DC, with easy access to Route 200 (ICC), New Hampshire Ave, Georgia Ave. and minutes to Olney Village. You are going to love it here!
Source: BRIGHT #MDMC2199918
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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