206 Carriagebrook Cir Camden, SC 29020
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About this home
Charming 4 Bed / 2.5 Bath Home in Sought-After Carriagebrook Neighborhood – Zoned for Award-Winning Camden Schools Welcome to this beautifully maintained, move-in ready home located in the highly desirable Carriagebrook community—just minutes from historic downtown Camden, with quick access to I-20, Shaw Air Force Base, and Fort Jackson. Step inside to a spacious and inviting living area that flows seamlessly into the open-concept kitchen—featuring granite countertops, a breakfast bar, walk-in pantry, crown molding, and plenty of cabinet space. Whether you’re hosting or relaxing, this layout offers both functionality and style. The expansive owner’s suite includes a generous walk-in closet and a spa-inspired en suite bath, providing the perfect retreat at the end of the day. Upstairs, you’ll also find three additional bedrooms with ample closet space, a shared full bathroom, and a versatile sitting area—ideal for a home office, playroom, or reading nook. Outside, enjoy South Carolina’s beautiful seasons from your custom screened-in porch, or fire up the grill on the extended patio. The fully fenced backyard offers privacy, lush landscaping, and plenty of room for pets, play, or a garden. This home blends modern comfort with Southern charm—all in a welcoming neighborhood with top-rated schools and unbeatable convenience. And for peace of mind, the home comes with a transferrable structural builder warranty! Don’t miss this opportunity—schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #609457
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.