206 Cumberland Dr Byron, GA 31008
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About this home
*Take advantage of $7000 towards your closing costs with a full price offer!* Welcome to this inviting two-story residence in Byron, offering comfort, style, and plenty of room to live, work, and entertain. With 2,858 square feet of thoughtfully designed living space, this 4-bedroom, 2.5-bath home blends classic charm with modern updates. Step through the foyer entry into an open floor plan that connects the formal living and dining areas to an airy main living space, perfect for gatherings or quiet evenings in. The kitchen features generous counter space, an eat-in area, and a seamless flow into the family room, filled with natural light from multiple windows that create a bright, uplifting atmosphere. Upstairs, you'll find all four bedrooms, including an impressive owner's retreat with double-door entry, a cozy sitting area, and a walk-in closet with custom shelving. The ensuite bath includes a garden tub, separate shower, and dual sinks - the ideal space to unwind at the end of the day. A loft area upstairs adds versatility for a home office, playroom, or reading nook, while the conveniently located laundry closet keeps chores simple. Enjoy peace of mind with a brand-new HVAC system, 4-year-old roof, updated lighting and ceiling fans throughout, and modern LVP flooring. Situated just 25 minutes from Robins Air Force Base and minutes from I-75, this home offers easy access to shopping, dining, medical centers, and more - the perfect balance of comfort and convenience. Come experience this well-maintained gem where every detail has been designed for easy living and lasting enjoyment. Contact your favorite Real Estate Agent today to schedule your private showing!
Source: GAMLS #10637049
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.