206 E Arbor Ct Springtown, TX 76082
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About this home
OPEN HOUSE SAT & SUN 1-4 !!! Beautiful newer home on nearly 1.5 acres in the desirable Stella Estates community! This peaceful neighborhood offers a single entrance and exit for added privacy and tranquility, yet it’s still conveniently close to town. Enjoy plenty of space to create your dream lifestyle—add a pool, build a large shop, or raise horses, chickens, and other livestock! Built with quality brick and stone construction and sturdy top-rail pipe fencing, this property is packed with upgrades throughout. As you arrive, you are welcomed by a beautiful rose garden along the walkway leading to covered front porch that's perfect for seasonal decor. Inside, the open concept living, dining, and kitchen areas feature vaulted ceiling, a cozy brick fireplace, a charming bay window in the dining space, and a stunning kitchen with stunning hickory cabinets, granite countertops, stainless-steel appliances and a super cute & convenient coffee bar. You’ll also love the separate pantry and full utility room for added functionality. Side entry attached garage & plenty of space for parking cars, boats, etc. The oversized primary suite includes room for a seating area, a spacious walk-in closet and a beautiful ensuite bath with dual sinks. The split-bedroom layout offers flexibility with three additional bedrooms—or use one as a dedicated home office with picturesque views from every room. Step outside to the expansive covered patio, perfect for relaxing afternoons or entertaining under the wide-open Texas sky—you won’t believe how big the sky feels out here! Recent updates include a new roof and garage door opener (2023), new AC, insulation, and duct cleaning (2024), plus new septic pump, carpet, and paint (2025)—and more! Everything is beautiful, fresh, and completely move-in ready.
Source: NTREIS #21095232
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.