206 S Poplar St Sublette, IL 61367
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About this home
Welcome to 206 S Poplar St - the perfect blend of small-town charm and peaceful country living, without the upkeep! This beautifully maintained 4-bedroom, 2-bath home resides on a sprawling property that has over 1/3 of an acre! With a Fully Fenced yard, 4 car garage, and shed. Many updates have already been completed, combining modern comfort with classic character. Inside, you'll find an open and inviting layout with plenty of natural light, comfortable bedrooms, and a nice sized kitchen.. Outside, the property provides room to relax, entertain, and enjoy the simplicity of Sublette living. Whether you're starting a family, looking for more space, or ready to slow down somewhere peaceful - this home is ready to welcome you. Schedule your showing today and see why 206 S Poplar St is the perfect place to call home. UV air treatment system, Central Air, and furnace replaced in 2021, Septic updates with new pipes running from the house to the septic tank as well as access points to make empties easy & convenient. Full house water softener & purification system, Laundry purification, clean start laundry system, uses cold water & ozone to reduce detergent usage & improve washing performance. Drinking water systems: Ultrafine II:A multi-stage reverse osmosis system designed to remove contaminants from tap water. Rain Soft faucet Filter: uses carbon block filtration to reduce chlorine and improve taste. Water softening systems: EC5 is a series with high tech computer monitoring for water status updates. EC5-CAB not only softens but filters, clarifies& polishes water. EC4 is primarily a water conditioning system.TC-M uses a computer-Control water meter to keep soft water pumping through your home.
Source: MRED #12491623
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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