206 W Mirror Lake Dr Fruitland Park, FL 34731
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About this home
Lovely 4 bedroom, 2 bathroom home on corner lot with no homes behind is perfect for an active family. Roof 2023, HVAC 2021 and Hot Water Heater 2015. With ample living space, extra storage, large bedrooms, fenced in yard with no homes behind, and large enclosed porch you get the best of inside and outside! This home features a covered entry and convenient parking pad at the front. Step inside to find a spacious open floor plan designed for comfortable living and entertaining. The great room showcases wood ceilings with decorative beams, chair rail detailing, and sliding doors leading to the screened, covered lanai overlooking the large, fenced yard offers privacy and peaceful views. The open kitchen boasts a large wood-topped island with a breakfast bar and sink, Jenn-Air cooktop, built-in oven, pantry closet, beverage refrigerator, and second sink, making it perfect for cooking and entertaining. The master bedroom features an ensuite bath with a walk-in shower, dual closets—one walk-in and one built-in with shelving—for extra storage. A split bedroom design ensures privacy and space for all. The bonus room offers versatility as a gym or workout space, complete with rubber tile flooring and direct access to the screened and covered lanai. Leading to the bonus room is a large storage space offering room for organization while serving as a seamless passage to the adjoining room. Enjoy the convenience of an interior laundry closet with a new washer and dryer, making chores a breeze. Outside, the large fenced yard provides a safe haven for pets and family, complemented by a storage shed for all your outdoor needs. Additional highlights include wood-look laminate, carpet, and vinyl flooring, new T1-11 exterior siding, exterior storage shed, gutters all around, security cameras, fiber optics availability, and a single driveway along the side of the home. This home combines comfort, charm, and functionality—ready for you to move in and make it your own! Close to downtown Fruitland Park, City Hall, the Library and many churches. Easy access to shopping on CR 466A. Call to make your appointment to see it today!
Source: STELLAR #G5102944
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.