20629 Twisted Oak Rd Harrah, OK 73045
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About this home
This gorgeous craftsman-style home in a quiet Harrah neighborhood is full of charm and functionality, sitting on nearly a quarter-acre lot with beautifully landscaped flower beds and a 3-car garage. Step inside to a light and airy space with wood-look tile flooring, soft neutral tones, and an open-concept layout that feels instantly inviting. The living room features a cozy corner fireplace and large windows that fill the space with natural light. The kitchen is a standout with a spacious island with bar seating, quartz countertops, stainless steel appliances, a pantry, and stylish open upper cabinets. Just off the main living area, a dedicated home office with a closet could easily serve as a fourth bedroom. The large primary suite offers a vaulted ceiling and a stunning en suite with a double vanity, soaking tub, standing shower, patterned tile floors, and a massive walk-in closet. Secondary bedrooms are comfortably carpeted, and the laundry room provides added convenience with counterspace, cabinet storage, and a hanging bar. Out back, enjoy the covered patio and a storage building in the backyard—perfect for relaxing or entertaining. A concrete walkway extends from the front door around the east side of the home and into the backyard, adding both function and charm. Tucked away in a peaceful neighborhood yet just minutes from schools, shopping, and the Kickapoo Turnpike, this home offers the best of quiet living with easy access to everything you need. Don’t miss your chance to see it!
Source: MLSOK #1182800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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