2063 Blackberry Ln Auburn, GA 30011
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About this home
This lovely home offers a spacious floor plan for entertainment in the central hub or out on the large back deck overlooking a grand yard. The quaint fire pit will be perfect for relaxing outdoors and staying toasty warm with the coming fall temps. The outbuilding can serve as extra storage or make it your private art studio in the midst of nature’s beauty. Your pups have a place too in the large, fenced dog run with a doghouse already in place. The interior of the home has 4 bedrooms tucked away for privacy with a split floor plan. The Master Bedroom has a large bay window view of the beautiful front yard oak trees, features vaulted ceilings, a large walk-in closet, ceiling fan, and a private master bath with soaking tub and separate shower. Bedrooms 2 and 3 are adjacent a full bath also conveniently located off the living room and on the opposite side of the home. High ceilings and natural light fill the kitchen, which has lots of cabinetry, tiled backsplash and stainless-steel appliances. The living room has a natural wood-burning stone fireplace where you can cozy up with family. And the lower level of the home has an oversized large 4th bedroom, media room, or playroom with tiled ceramic floors. There is also a 3rd full bath at this level along with additional storage and a utility/laundry room. The garage also offers plenty of storage and parking for two autos with separately controlled remote doors. This fantabulous home sits on over half an acre and has NO HOA! It’s a tranquil and peaceful haven nestled conveniently within a short drive of all conveniences, and easy access to I-85 and Hwy 316/29 University Pkwy. This could be the one for you! Schedule your tour today and let’s make this your new Home Sweet Home.
Source: FMLS #7663617
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.