2068 Creswell Dr Dayton, OH 45434
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About this home
*2.2% Rate VA Assumable Loan!!* Welcome Home to Nathanials Grove! Beavercreek Schools | 5BR | 5BA | Oversized 3-Car Garage in Beavercreek Township - No Income Taxes! Beautiful 5-bedroom, 5-bath, nearly 5000 square feet home with a finished basement in the Beavercreek School District. Lots of windows for natural light throughout the home! Two-story entry with loft overlook, dining room with a gorgeous teal wainscoting feature wall and crown molding, and spacious family room with floor-to-ceiling gas stone fireplace, including a concrete mantel and hearth. A gourmet kitchen with a huge granite island, butler's pantry, ample cabinetry, and herringbone marble backsplash is a chef’s dream! Convenient first-floor bedroom with full bath, perfect for guests or the in-laws, and a first-floor office/study with crown molding rounds out the main floor. Upstairs, the Primary suite has a sitting area, tray ceiling, dual walk-in closets, a linen closet, and a Roman shower for a spa-like experience! There are three additional bedrooms, one with an ensuite, a large, versatile loft with crown molding, a hallway full bathroom, and a second-floor laundry room. The finished basement, with wainscotting, offers a rec room, media room, the 5th full bath, loads of storage, PLUS a hidden reading nook/playroom, which sparks the imagination! There is also an egress window. Outside is an expanded driveway, oversized 3-car garage with extra sub panel and outlets, a shed, and a large maintenance-free patio. Community pool, playground, basketball court, and walking paths. Situated on .32 acres, just 10 minutes to WPAFB and close to shopping, dining, and entertainment, this home checks every box! Why wait to build and pay more? Make it yours today!
Source: DAYTON #942649
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.