207 N Doyle St Coolidge, TX 76635
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About this home
Very unique home in Coolidge has been tastefully remodeled with 5 bedrooms and 5 bathrooms as well as an indoor heated swimming pool and hot tub. Stain glass throughout the home is mesmerizing in itself. The home has 2 living areas, each with their own fireplace. Dining in 3 or more areas. There is formal dining, barstool seating at the center island with new quartz countertops, and a nice sunny area for breakfast nook dining. You could always add a table or two on the pool deck to enjoy coffee or a family meal. There is a spacious primary bedroom suite and bath downstairs as well as upstairs. The guest bedroom at the front of the home with full bathroom suite tub and tile bath is private and perfect. There is a room for an upstairs office as well as a room downstairs for and office. The cozy reading nook may be a favorite spot in the house. Attached spacious 2 car garage, also concrete driveways to 2 detached multi car garages. Back courtyard patio & side rose garden.
Source: NTREIS #20667994
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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