207 N Harding Dr Goldsboro, NC 27534
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About this home
Beautifully Renovated Full-Brick Ranch on Expansive Half-Acre Lot! Discover the perfect blend of comfort, style, and convenience in this beautifully renovated full-brick ranch home ideally situated in a desirable in-town neighborhood with quick access to Hwy 70 and Hwy 42. Step inside to find brand new LVP flooring, fresh interior paint, designer lighting and plumbing fixtures, and elegant crown molding throughout. The inviting living room features built-ins and a cozy gas log fireplace, while the separate dining room offers the perfect setting for gatherings. The generously sized kitchen impresses with abundant cabinetry and countertop space, a stainless steel appliance package, and refrigerator, washer, and dryer—all conveying for your convenience. A nearby laundry room and powder room add everyday practicality. The large hall bath boasts a dual vanity with framed mirrors, while each bedroom offers comfort and style enhanced by ceiling fans with light kits. Enjoy outdoor living on the covered front porch or the rear concrete patio overlooking a huge, fully fenced private backyard—perfect for entertaining, gardening, or relaxing. A spacious two-car garage with an oversized concrete driveway adds ample parking and storage space. With a 3-year-old HVAC unit, vinyl windows, and gutters, this home is as efficient as it is charming. Move-in ready and beautifully updated, this home offers exceptional value and timeless appeal in a prime location!
Source: TRIANGLEMLS #10128007
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.