207 N Hogan Dr Westminster, SC 29693
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About this home
Multi-Generational Living. Experience resort-style living in Chickasaw Point, an amenity-rich, gated community on beautiful Lake Hartwell (championship golf, marina, beach, pool, pickleball, tennis, dog park and much more). This home is thoughtfully designed for multi-generational living, featuring three spacious bedrooms on the main level and finished basement area complete with kitchenette, den, full bath, and two additional rooms the owner used as bedrooms (do not meet ingress/egress requirements—call for details). All while providing garage parking for four plus cars. The owner’s suite is privately situated on one side of the home and includes a sunroom that opens to a large deck overlooking the natural, wooded backyard and Chickasaw Point golf course—the perfect spot for morning coffee or quiet reflection. Two guest bedrooms are tucked away on the opposite side for ideal privacy and comfort. A laundry room with utility sink sits conveniently off the garage, creating the perfect drop zone for shoes and gear. Inside, you’ll find bright, open living spaces with peaceful golf-course views—ideal for both everyday living and entertaining. Residents enjoy an abundance of amenities including an 18-hole championship golf course and pro shop, community marina and boat ramp, beach and swimming area, pool, pickleball and tennis courts, restaurant and lounge, library, dog park, playground, nature trails, and more (complete list available upon request). With its blend of comfort, flexibility, and resort-style amenities, 207 N Hogan Drive offers the perfect combination of leisure and lifestyle. Call today to schedule your private showing. Buyer to verify sq footage.
Source: GREENVILLESC #1572622
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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