207 Quarterhorse Ln Paso Robles, CA 93446
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About this home
Experience the epitome of comfort and Central Coast living in this well maintained 3 bedroom, 2 bathroom home, spanning approximately 1,474 square feet. Situated mere moments from shopping, wineries, Highway 101, and vibrant Downtown Paso, with its award-winning restaurants and boutique shops, this meticulously designed home boasts an open concept flow. The light-filled living, dining, and kitchen areas create a seamless connection for gathering and entertaining. The kitchen has been upgraded with newer stainless steel appliances including the refrigerator. Large windows invite an abundance of natural light and showcase views of the surrounding Paso Robles landscape, while soaring vaulted ceilings and freshly painted walls add a touch of sophistication to every room. The primary suite includes a spacious walk in closet, its own bathroom and slider to the backyard. Enjoy the finished garage, newer heating and air system, and solar panels, providing monthly energy savings. Bask in the sun from your outdoor living spaces, offering a beautifully landscaped front yard and views of Paso Robles and its rolling hills, with stunning sunrises and sunsets in the back, complete with persimmon, peach, and plum trees and a canvas to make it your own. 207 Quarterhorse Lane presents the ideal opportunity for a new homeowner to move right in and reside in a convenient area of sought after Paso Robles.
Source: CRMLS #NS25250830
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.