20709 W Delaney Dr Buckeye, AZ 85396
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About this home
This beautiful former model home in Verrado checks all the boxes — with paid-off solar for huge savings and two brand-new AC units (both with full warranties) for year-round comfort. Offering nearly 3,000 sq. ft. of living space, this 5-bedroom, 3.5-bath home features the sought-after Shiraz floor plan by K. Hovnanian. The open layout includes a chef's kitchen with upgraded cabinetry, stainless steel appliances, double ovens, granite counters, and a wine fridge. The primary suite is conveniently located on the main floor, with spacious secondary bedrooms and a loft upstairs. Step outside to your private retreat a sparkling pool, built-in fire pit, and generous space to entertain or simply relax under the Arizona sunshine. Living in Verrado means tree-lined streets, more than 78 parks, miles of scenic hiking and biking trails, golf, pools, and a vibrant Main Street with shopping, dining, and year-round events. With top-rated schools nearby and the exciting new Verrado Marketplace opening in 2026, the area continues to grow as one of the West Valley's most desirable communities. Eligible buyers can take advantage of a VA to VA loan assumption at an incredible interest rate, creating an opportunity that's hard to find in today's market. The sellers are motivated and ready to welcome the right buyer. Don't miss this chance to own in Verrado.
Source: ARMLS #6856492
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.