20710 Saluti Pl Venice, FL 34293
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About this home
Welcome to your dream home nestled in the sought-after resort-style, maintenance-free community of Gran Paradiso, where every day feels like paradise. Imagine yourself in a beautiful single-family residence designed for both comfort and style, offering a seamless blend of indoor and outdoor living. This lovely property features the desirable Princeton 2 floor plan, which boasts an open, split-bedroom layout perfect for entertaining and privacy. The home is adorned with a multitude of upgrades that elevate its appeal and functionality—each detail chosen to enhance your living experience (extensive upgrades are detailed in the attachments). With 4 spacious bedrooms and 2 full bathrooms, there's ample space for family, guests, and work-from-home setups. The property sits on one of the best lots in the community, offering unparalleled privacy with only five homes on the street. The front yard opens to a peaceful preserve, while the backyard presents a tranquil water view flanked by nature's beauty and additional preserve views. The panoramic pool screen enclosure, is the perfect vantage point to admire the surrounding wildlife while enjoying your heated saltwater pool and spa. For those who value peace of mind, the home is equipped with a hurricane impact retractable screen on the lanai. Additionally, the 3-car garage is not only insulated but also air-conditioned, ensuring comfort for both your vehicles and any hobbies that require a cool workspace. Seize the opportunity to join a vibrant community brimming with amenities, social clubs, and like-minded neighbors. Don't miss out on this incredible value—schedule a showing today and step into the life of convenience and tranquility you deserve. Your piece of paradise awaits in the heart of Venice, Florida.
Source: STELLAR #A4666562
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.