2074 Autumn Ridge Way Spring Hill, TN 37174
Your savings
About this home
Stunning 5-Bedroom Home in Highly Sought-After Autumn Ridge – Spring Hill, Williamson County! Welcome to this beautifully appointed 5-bedroom, 4.5-bathroom home located in the prestigious Autumn Ridge community—one of Spring Hill’s most desirable neighborhoods. Combining elegant design, functional spaces, and timeless craftsmanship, this residence offers the perfect balance of luxury and comfort. Step inside to find an inviting open-concept layout, featuring a spacious living room with abundant natural light, hardwood flooring, and a cozy fireplace that anchors the main living area. The gourmet kitchen impresses with granite countertops, stainless steel appliances, double ovens, and a large island ideal for entertaining or family gatherings. Or, gather in the formal dining room! The main-level primary suite provides a relaxing retreat with a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a walk-in shower. This en-suite bathroom features an impressive primary closet with custom built-ins and elegant design—truly a dream space for organization and style. You'll also find a flex space on the main level ideal for a home office! Upstairs, you’ll find four additional bedrooms, including a versatile bonus room or media space—perfect for work, play, or guests. Enjoy outdoor living on the covered and screened in patio overlooking the backyard, ideal for gatherings or peaceful evenings at home. The property also includes a three-car garage and access to Autumn Ridge’s community amenities. Updates: New roof 2024. New furnace 2025. Updated kitchen cabinets and fireplace. All new interior paint 2023. New garage floor and organization storage in 2023. Back porch renovation 2023. New back yard patio w/ built in bench and fire pit 2024. All new landscape. New outdoor lighting. Irrigation 2023. All new appliances! You really need to see this one in person! Contact listing agent for a private showing! Professional photos coming soon!
Source: REALTRACS #3038208
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.