2075 Pine Tree Dr Apt E1 Unit E1 Buford, GA 30518
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About this home
Live the Lake Lanier lifestyle within the highly rated Buford City School district! Nestled in a quiet, beautifully kept neighborhood, this well-maintained home shines with a bright, open floor plan. Hardwood floors throughout on main level and new carpeting upstairs. Kitchen upgrades include a gas stove, granite countertops, remodeled tile backsplash and wide profile microwave. Remote starter gas fireplace. Exterior light fixtures upgraded July 2025. As a valuable accessibility feature for seniors and people with mobility issues a stair lift system has been installed but can easily removed. New LG brand washer and dryer set and refrigerator stay with the townhome! The neighborhood includes a private pool. Swim, fish or relax at the community dock (installed August 2024). Convenient boat dock at the end of the street. New roofing and gutters (August 2024). Close to downtown Buford and within walking distance to Lake Lanier. Enjoy the perfect blend of lakeside serenity, modern amenities, and top-rated schools. Enjoy all that Buford City Schools has to offer-including top-tier athletics and the brand-new $62 million football stadium. Schedule your tour today and start living the lake life you have always dreamed of. Please request appointments on Showing Time-owner occupied.
Source: GAMLS #10567387
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.