208 Autumn Rd Greer, SC 29650
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About this home
The SUGAR CREEK Estate you’ve been looking for! This all-brick beauty is a GEM. Customized and built by local builder Graham Proffitt for his personal home, this property is unlike any other in sought-after Sugar Creek III. Super floor plan with a FULL BEDROOM AND BATHROOM SUITE ON MAIN LEVEL. Formal living room, dining, den and SUNROOM with wet bar, perfect for entertaining! REMODELED KITCHEN is a chef’s delight! Storage everywhere, walk-in pantry with coffee station, stainless appliances and granite counters. Gleaming hardwoods and neutral paint throughout the first floor living areas. Choose from one of the TWO STAIRCASES to head up to the upstairs. You’ll find the primary suite that includes a sitting area, spa-like primary bath and attached generous walk-in closet. Two more bedrooms on this level share a jack & jill bath. A 5th bedroom is currently being used an office with a wall of built-in shelving and desk space! Super-sized REC/FLEX SPACE has built-in desk, multiple closets. STORAGE GALORE! Two walk-in storage closets on the second floor in addition to attic storage, garage storage and outdoor storage shed! Got cars? The current owner built an ADDITIONAL DETACHED 2+ GARAGE that is heated & cooled, perfect for your projects or additional parking! Between both garages, you’ll have garage space for 4+ cars along with workshop area! Extra parking pad makes turnarounds and space for guests a breeze. Enjoy outdoor living at its finest on the spacious back sunning deck, built with long-lasting composite decking! Some updates to the home include: Roof replaced, new gutters & new vinyl windows throughout in 2017, new deck with trex decking, new detached garage 2020, new hot water heaters 2022, kitchen remodel, new driveway & sidewalk, landscape improvements 2023. Ready for some OUTDOOR FUN? You’re just a skip to the pickleball/tennis courts and a hop to the neighborhood pool! No other lot in the neighborhood is closer to these amenities, yet keeps its peace and quiet with private spaces. Sugar Creek is a neighborhood legend in our area! Families of all types & sizes seek out Sugar Creek for resort-style amenities, community activities, walkable streets and highly rated Riverside school district. No wonder it’s not easy to find homes available here because it’s hard to find Sugar Creek owners who are willing to move! Don’t miss this opportunity to own a SPECIAL property in a SPECIAL neighborhood, priced to sell today!
Source: GREENVILLESC #1572920
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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