208 Crawford Rd New Smyrna Beach, FL 32169
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About this home
Seller Motivated! North Beach Location Close to Inlet Surf Beach Bungalow offers a charming retreat just steps from the ocean and Intracoastal Waterway. This elevated Concrete Block beach bungalow features two bedrooms, a Flex/bonus room (room to add a closet make into a 3rd Bedroom) and a beautifully landscaped backyard with a weatherproof Shed. Conveniently located on an elevated street No flood Zone of North beach, one of few roads that have sidewalks, Crawford Rd has both a Beach and the River access Ramps, walking or golf cart ride to Flagler Avenue, where you can enjoy year-round dining, shopping, and events. Inside, you'll find a lovingly maintained Old Florida-style home with 2025 freshly painted rooms, updated living room flooring, a dining room, kitchen, and full bathroom. bedrooms have 1950's vintage New Smyrna Beach Tile marbling floors, 2 closets in primary and both fit King size bed suites. Niche of rear Hall for laundry a 1 Unit Latest Technology Ventless Washer Dryer system included. The property boasts a newer roof 2023, new hot water tank (2025), a one-car garage, and additional driveway parking. The front porch overlooks easy maintained landscape yard, while the fenced backyard offers mature gardens, palm trees, and a private patio oasis. Enjoy year round living or Great as a 2nd Beach home and location is sought after for Rental Property during winter and summer months.
Source: STELLAR #NS1084607
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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