208 Darcy Ave Goose Creek, SC 29445
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About this home
Welcome home to this spacious and move-in ready 3-bedroom, 3.5-bath townhome tucked away in the sought-after Persimmon Hill community. Thoughtfully designed with multiple living spaces, en suite bedrooms, and serene pond views, this property offers both comfort and versatility. Step inside to find gleaming hardwood floors and a welcoming foyer that sets the tone for the home. The main level features an inviting family room with a corner electric fireplace, a separate dining area, and a well-appointed kitchen with abundant cabinetry, counter space, and all appliances included. From the dining room, step out to the upper deck and enjoy peaceful views of the wooded backdrop and community pond. A convenient half bath and garage access complete this level. Upstairs, you'll find two generously sized primary suites each with walk-in closets and private bathrooms. The larger suite includes a charming window seat and multiple closets, while the laundry area (with washer and dryer included) is also located upstairs for convenience. The lower level is a true bonus, offering a flexible family/game room, a third bedroom with en suite bath and walk-in closet, plus an 11' x 20' concrete storage room with endless possibilities. From this level, walk out to the covered patio and enjoy the private outdoor setting. Persimmon Hill residents enjoy maintenance-free living with HOA coverage that includes exterior upkeep, water, sewer, exterior insurance, termite bond, and pool membership. Conveniently located near shopping, dining, and major roadways, this home provides easy access to everything the Lowcountry has to offer.
Source: CTAR #25026707
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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