2080 39th St SW Naples, FL 34117
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About this home
Welcome to this beautifully renovated 3-bedroom + den, 2,135 sq ft home nestled on nearly 3 acres of serene land. Positioned on a private corner lot at the beginning of a quiet dead-end street, this property offers the perfect blend of luxury, comfort, and privacy—ideal for both entertaining and everyday living. Step through the foyer into a bright and open floor plan where no detail has been overlooked. The stunning chef’s kitchen is a true showstopper, featuring custom built-in cabinetry, exquisite display buffet, a large center island, breakfast bar, dining area, and stainless steel appliances, including a farmhouse sink and reverse osmosis water system. Flowing seamlessly into the great room with a striking stone fireplace, this space was designed with gatherings in mind. The primary suite offers a spa-like retreat with dual sinks, an oversized custom all-glass shower, and ample space to unwind. High-end fixtures, upgraded flooring throughout, and hurricane impact windows with storm blinds add both beauty and peace of mind. Step outside to your covered lanai with automatic screens, perfect for year-round relaxation, overlooking a tropical resort style heated pool and spa with ledge lounger deck,automation system and pavered pool deck. The fully fenced backyard ensures privacy for both family and pets. Need room for your hobbies or business? The separate shop/garage with its own utilities and paved drive is perfect for your RV, boat, or workshop needs. This is more than a home—it’s a lifestyle. Located just minutes from shopping, medical facilities, top-rated Naples schools, world-class beaches, baseball stadiums, and the Naples Paradise Sports Complex, you’ll enjoy the best of Southwest Florida right at your doorstep! Let us hand you the key to unlock your dream of living where every day feels like a vacation!
Source: FORTMYERS #225044193
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Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.