2080 Pomegranate St Santa Paula, CA 93060
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About this home
Welcome to this beautifully upgraded single-story home offering comfort, style, and modern living. Featuring 3 bedrooms, 2 baths, and a spacious bonus room, this home boasts an open and inviting layout with 10-foot ceilings, recessed lighting, and luxury vinyl plank flooring throughout. Enjoy upgraded carpet in all bedrooms and the bonus room for added comfort. The spacious kitchen is a true centerpiece, showcasing stone countertops, soft-closing cabinets and drawers, premium appliances, a large kitchen island with breakfast seating, and plenty of counter and cabinet space—perfect for cooking and entertaining. Bathrooms feature matching stone counters, self-closing drawers & cabinet, with sleek matte black fixtures throughout, including faucets, shower trim, door handles, and hinges. This home is designed with smart and energy-efficient features, including an energy-efficient HVAC system, tankless water heater, and a leased solar system. The smart home app monitors the garage and outdoor lighting, with smart switches controlling the porch and back patio lights for convenience and security. Additional highlights include custom 9-foot doors, a designer front door, 2-inch blinds, and elegant moldings and trims throughout. The low-maintenance backyard offers a concrete patio and side yard, vinyl fencing, and a widened driveway for extra parking. Located in a desirable community with resort-style amenities including a pool, spa, children’s pool, fitness center, yoga room, clubhouse, parks, soccer field, community garden, and dog park. With over $100,000 in upgrades, this home perfectly blends modern technology, energy efficiency, and designer finishes—don’t let this one get away!
Source: CRMLS #SR25237697
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.