2080 Windcrest Lake Cir Orlando, FL 32824
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About this home
2080 Windcrest Lake Cir, Orlando, FL 32824 Welcome to this beautiful 4-bedroom, 2-bathroom home with 1,964 square feet of living space, perfectly situated in a gated community with premium amenities. This property boasts an exceptional location — only 15 minutes from Orlando International Airport and the vibrant Lake Nona area, with convenient access to the 417 Expressway in just 10 minutes. Residents enjoy easy connectivity to shopping, dining, healthcare, and entertainment, while still benefiting from the tranquility of a private neighborhood. The interior of the home is designed for both comfort and functionality, with bright, open spaces ideal for everyday living and entertaining. The layout flows seamlessly into a covered porch, providing the perfect spot to relax or gather with family. Outdoors, a fenced backyard ensures both privacy and security, making it ideal for children, pets, or social gatherings. ?? Energy Efficiency This home is equipped with state-of-the-art solar panels, ensuring long-term sustainability and significant savings. The current electric bill averages only $87 per month, making this property as practical as it is beautiful. ?? Community Amenities Residents of this gated community enjoy access to a community pool, secure controlled access, and well-maintained common areas that enhance both lifestyle and peace of mind. This residence represents a rare opportunity to own a spacious, energy-efficient home in one of Orlando’s most desirable locations — combining comfort, convenience, and long-term value.
Source: STELLAR #O6341890
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.