2080 Woodberry Run Dr Snellville, GA 30078
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About this home
This beautiful ranch style brick home situated in a gated retirement community is waiting for you to call it your next home. Walk inside this beauty to some gorgeous hardwood floors flowing thru out the lower level of the home. A formal dining area to right and a cozy comfortable den to your left that could also make for a nice office. The easy flow of the home will take you to a large kitchen with an abundance of white cabinets over looking the family room with fireplace. The kitchen has double wall ovens, gas stovetop, lots of counterspace and a walk-in pantry. Stoll down the hallway to the first bedroom, laundry room and a full size bathroom with a tub. Hallway ending into the Master suite with tray ceilings and a large walk in-California closet. Master bathroom has double vanities and an updated walk in tiled shower with small bench seat and frameless glass doors. Upstairs is a large bedroom with a full bathroom and two closets. The walk-in attic space has a large area for storage with room to grow. Step out the back thru the French doors to the Sun room full of plants and books that has been vented with heat and air to enjoy the great outdoors without being uncomfortable. The fenced in backyard is a gardeners dream with all the beautiful plants and built for privacy. Ask about our preferred lender that has 3% down with 10k forgiven grant OR 100% Financing NO PMI for incomes under 132,840.
Source: GAMLS #10621330
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.