2081 Valencia Dr Indian Lake Estates, FL 33855
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About this home
MOTIVATED SELLER MAKES FOR A SMOKING HOT DEAL in Indian Lake Estates – Golf & Lake Community! DON'T LET THIS ONE GET AWAY!!***Welcome to your dream home in the serene and sought-after Indian Lake Estates, a peaceful golf and lake community nestled in Central Florida. This nearly-new, beautifully constructed 3-bedroom, 2-bathroom home is ideally situated on a half-acre lot and just a short golf-cart ride to the community clubhouse and golf course.***From the moment you step inside, you'll be impressed by the over-sized designer-style porcelain tile flooring that flows throughout—no carpet in sight! Tasteful paint color selections inside and out. The thoughtfully designed split-bedroom floor plan offers privacy, while the open-concept living areas create a welcoming space for entertaining and everyday life. The chef-inspired kitchen features beautiful granite countertops, ample cabinetry with soft-close drawers, a convenient closet pantry, stainless steel appliances, and a handy island with additional seating. Whether enjoying a casual meal in the informal dining space or hosting guests in the formal dining area near the foyer, this home adapts to your lifestyle.***Relax or entertain outdoors on the under-truss patio just off the spacious great room. The luxurious master suite is tucked away for maximum privacy and boasts a spa-like en suite bathroom with a double-sink vanity, expansive walk-in shower, private water closet, and a generous walk-in closet. Two additional well-sized bedrooms and a full guest bath complete the interior layout.***Beyond your doorstep, Indian Lake Estates offers an unparalleled lifestyle. Enjoy boating and fishing just 10 minutes away at Lake Walk In Water, one of Florida’s premier fishing lakes, home to the state’s longest freshwater pier. Community amenities include an 18 and 9-hole golf course, clubhouse, fitness room, library, tennis and basketball courts, café, post office, marina, beach, playground, and more.***Nature lovers will appreciate the abundance of wildlife, including deer, cranes, eagles, and more. Located about 20 miles east of Lake Wales, and just over an hour to Orlando, Disney, Tampa, and the Gulf Coast beaches, this hidden gem is perfectly positioned for peaceful country living with access to top Florida attractions. Don’t miss your chance to live in Polk County’s best kept secret. Schedule your private tour today!
Source: STELLAR #TB8437487
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.