20818 SW 119th Ave Archer, FL 32618
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About this home
Your Legacy Starts Here – 26.67 Acres of Opportunity, Privacy & Possibility Welcome to a rare find—26.67 acres of serene countryside, waiting for your vision to take shape. Whether you’re dreaming of an equestrian sanctuary, a peaceful family retreat, or a smart land investment, this property offers the space, zoning, and infrastructure to make it happen. Step inside the thoughtfully built 3-bedroom, 3-bath concrete block home, where quality meets comfort. Start your mornings on the covered front porch, coffee in hand, breathing in the fresh country air and the scent of pines that dot the landscape. Here, nature is your neighbor, and peace is a daily companion. Located just: 25 minutes to the city 45 minutes to the World Equestrian Center And only 15 minutes from the crystal-clear springs for swimming, kayaking, and outdoor adventure The land itself is a haven—not only for you, but for wildlife. With mature pine trees and natural terrain, this property is rich with potential for hunting deer and wild turkey, making it ideal for sportsmen or those simply seeking a deeper connection to the land. Zoned Agricultural, the property supports a variety of uses—horses, cattle, crops, or simply taking advantage of the AG tax exemption. A second well, electrical pole, and septic system are located near the front of the property, offering a turnkey setup for a guest house, barn, or barndominium. The entire 26.67 acres are perimeter fenced with a secure electric gate entry, offering privacy, safety, and the freedom to live your dream without boundaries. Whether you're building a homestead, starting a farm, or seeking the ideal recreational retreat—this land gives you the space and flexibility to do it all. Opportunities like this are rare. Space is the ultimate luxury—and here, you have it in abundance.
Source: STELLAR #OM701734
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.