2084 Zuyder Ter North Port, FL 34286
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About this home
This is the one all the agents LOVE to show! If you missed it before, now is the time to act. Buyers denied for financing. Your opportunity to close quickly and move right in! DO NOT hesitate, make your appontment now. Nestled on a quiet street in a charming neighborhood, this exquisite residence offers the perfect blend of comfort and style. You will be greeted by low-maintenance landscaping and a welcoming screened front porch that sets the tone for the beauty found within. Step inside to find a thoughtfully designed split floor plan with an open-concept layout, high ceilings and natural light galore. Home features 3-bedrooms plus bonus room in case you need a 4th, 2 bathrooms and an oversized 2 car garage. Open kitchen offers dual pantries, granite countertops, stainless steel appliances, eating area, an expansive breakfast bar overlooking the family room and a wall of retractable sliders that open seamlessly to the screened pool area, blending indoor and outdoor living perfect for entertaining. The versatile bonus room can serve as a private office, playroom, hobby space, or guest room. The private master suite is a peaceful oasis, offering another set of retractable sliders with unobstructed nature views and direct access to the pool. The spacious walk-in closet with built-in shelving maximizes storage, while a separate linen closet adds even more storage. The en-suite bathroom is designed for ultimate relaxation, with a dual-sink vanity, a large soaking tub and separate shower. New black matte hardware and lighting create a spa like experience. On the opposite side of the home, two more spacious bedrooms share a well-appointed guest bath with a tub/shower combo. A separate indoor laundry room features custom cabinetry for extra storage. Washer and dryer are included. Outside, enjoy Florida living year round in your salt water pool with new 2023 heater. The expansive screened deck spans the entire length of the home, offering a covered lanai with serene views of butterflies, birds, and lush landscaping. Buy now to enjoy fresh mangos next June! Other notable features include NO CARPET! Ceramic tile throughout except for luxury vinyl tile in bedrooms, oversized garage with abundant storage, cabinets and work bench. Outdoor storage shed. Roof, soffits and all-around Leaf- filter gutters were replaced in 2023. Fully fenced yard. Privately owned undeveloped lots behind and to the side provide extra peace and quiet. This home is truly move-in ready and offers peace of mind for any situation. No HOA to contend with. Sits high and dry in no flood zone. ADT security system. Transfer switch and included generator provides power to entire home during outages. The septic tank has just been replaced and passed inspection. Courtesy of seller 1-year prepaid Choice Home Warranty transfers with home. With the total plan relax knowing that all appliances, AC, plumbing, electric, garage door opener, water heater, well pump, septic system, septic tank pumping and pool equipment are covered. Did we mention the ASSUMABLE VA LOAN WITH SUPER LOW 2.99% INTEREST RATE? What are you waiting for? Come see this home centrally located in the heart of North Port. Easy access to I-75 and Tamiami Trail. Just minutes to shopping, schools, restaurants, sports facilities, numerous golf courses and world-class SW Florida beaches. This is a must see!
Source: STELLAR #C7512865
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.